Positive Pay is an automated fraud detection service offered by most banks.

Positive Pay is an automated fraud detection service offered by most banks. It compares the account number, check (or debit filter number for ACH payments), and amount of pending payments against a list of previously approved payments issued by the client. If your bank offers Positive Pay and you elect to use it, you'll need to approve payments made on your behalf by the AutoFile team in advance.

The AutoFile team uses your bank account to submit payments on your behalf to state agencies. You'll need to tell your bank which agencies will be debiting your account, typically by providing a fraud filter or a debit filter number for electronic transactions; and which checks will be presented against the account for debit, typically by providing an itemized document. If you don't provide this information or edit any payment amounts that change, your bank will deny the payment. Sovos has no liability for late or rejected payments due to failure to manage the Positive Pay process correctly.